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While the publisher maintains that all reasonable care and skill have been used in the preparation of the web site and its templates for download (including but not limited to the Business Plans tools in Microsoft Excel format), neither the publisher nor the authors contributing to the web site and its templates shall be under any liability for loss or damage (including consequential loss) whatsoever or howsoever arising as a result of the use of the web site and its templates by readers, customers, companies, their agents, or any third party.

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